Putnam County FL Waterfront Homes for Sale

Searching for Putnam County FL waterfront homes for sale? Welcome to 904HomeStore.com, your trusted resource for the newest riverfront, lakefront, and canal homes throughout Putnam County.

With over 18 years of real estate experience and 20+ years in construction, you’ll have an advantage when buying waterfront property — especially when evaluating dock construction, elevation, drainage, seawalls, and long-term property value.

Whether you’re looking for a St. Johns River home, lakefront retreat, or canal property with boat access, this page gives you access to the most up-to-date waterfront homes available.

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7200 ANDREW JACKSON, Palatka, Florida 32177 MLS 2141165

7200 ANDREW JACKSON, Palatka, Florida 32177

3Bedroom(s)
2Bathroom(s)
49Picture(s)
1,311Sqft
Welcome to this well-maintained 3-bed, 2-bath home in the desirable Tierra Wood neighborhood, offering the perfect blend of comfort, privacy, and freedom with NO HOA. On a corner lot, updated and move-in ready, this home features a new HVAC system from 2022 and a 3 yr old durable metal lifetime roof, providing long-term peace of mind.
$305,000

911 14TH, Palatka, Florida 32177 MLS 2125407

911 14TH, Palatka, Florida 32177

4Bedroom(s)
2Bathroom(s)
28Picture(s)
1,945Sqft
AND THE PRICE JUST GOT BETTER!!! You can own this beautiful, BRAND New AFFORDABLE HOME Lovingly BUILT BY Precision Home Builders A VETERAN OWNED AND OPERATED custom home builder NOW BUILDING IN PALATKA AND INTERLACHEN. Be the VERY FIRST OWNER of A BRAND NEW 4 Bedrooms 2 baths home nestled in a cozy wooded lot, right next to Platka history.
$304,900

110 SHAFFER, Crescent City, Florida 32112 MLS 2139253

110 SHAFFER, Crescent City, Florida 32112

2Bedroom(s)
2Bathroom(s)
44Picture(s)
1,640Sqft
Welcome to River Park West, nestled along the tranquil St. Johns River, offering riverfront living without the hefty waterfront taxes. This charming community combines nature and modern amenities, making it a perfect haven for comfort and adventure seekers.
$299,999

1119 HIGHWAY 17, Satsuma, Florida 32189 MLS 2043689

1119 HIGHWAY 17, Satsuma, Florida 32189

19Picture(s)
0Sqft
Discover the perfect opportunity with this 5.45-acre vacant land parcel, with 300 plus square footage of Highway 17 frontage! Zoned for agricultural use, this prime location offers endless possibilities for farming, development, or a private estate.
$299,900

0 SIMPSON, Interlachen, Florida 32148 MLS 2001036

0 SIMPSON, Interlachen, Florida 32148

34Picture(s)
0Sqft
RARE FIND WATERFRONT! 10.15 ACRES ZONED AG on BIG LAKE HEWITT with 327' +/- of Lake Frontage (exact measurements & price to be determined by a survey).
$299,900

350 HIGHWAY 17, East Palatka, Florida 32131 MLS 2139434

350 HIGHWAY 17, East Palatka, Florida 32131

3Bedroom(s)
2Bathroom(s)
30Picture(s)
1,230Sqft
RARE opportunity offering exceptional flexibility for both residential living and potential business use in a prime location just minutes from the St. Johns River, known for excellent boating and fishing, and close to the charm of historic downtown Palatka and relaxed small-town living. Situated on 0.
$299,500

160 MOONLITE, Satsuma, Florida 32189 MLS 2138670

160 MOONLITE, Satsuma, Florida 32189

3Bedroom(s)
2Bathroom(s)
32Picture(s)
1,637Sqft
Welcome to this well-maintained waterfront property offering prime canal frontage and a relaxed lifestyle. Situated on a navigable canal with direct access to open water, this residence is ideal for boating enthusiasts and those seeking serene water views. The home features a functional floor plan designed for comfortable living and entertaining.
$299,500

135 HARTFORD, Hawthorne, Florida 32640 MLS 2124434

135 HARTFORD, Hawthorne, Florida 32640

3Bedroom(s)
2Bathroom(s)
31Picture(s)
1,409Sqft
Discover the Buttonwood, a move-in-ready new construction 3-bedroom, 2-bath home with a bright open-concept design. The kitchen features quartz countertops, stainless steel appliances, shaker-style wood cabinetry, and opens to the living and dining areas with a sliding glass door to the patio and backyard.
$299,000

132 LAKE LUCY, Interlachen, Florida 32148 MLS 2119446

132 LAKE LUCY, Interlachen, Florida 32148

4Bedroom(s)
2Bathroom(s)
37Picture(s)
2,280Sqft
Spacious 2,280 sq ft Champion home on a centrally located .49-acre lot near a hard road. This four-bedroom, two-bath residence offers a roomy layout and valuable recent improvements, including new appliances, new power box, new HVAC unit, and a new well, pump, and septic. Plenty of space inside and out—ready for its new owner.
$299,000

137 OAK, Interlachen, Florida 32148 MLS 2109767

137 OAK, Interlachen, Florida 32148

3Bedroom(s)
2Bathroom(s)
52Picture(s)
1,295Sqft
Welcome to Historic Interlachen in the Lake Region of North Central Florida. Own this well maintained 3/2 cement block home w/1,295 Sq Ft on 2.29 Acres of cleared land w/Spring Fed Lake. The large open concept living/family/dining room and kitchen w/serving window to the porch is perfect to host your family&friends reunions. Has a New Metal Roof (Jul 2025) w/ transferable Warranty.
$299,000

306 14TH, Palatka, Florida 32177 MLS 2106407

306 14TH, Palatka, Florida 32177

3Bedroom(s)
2Bathroom(s)
36Picture(s)
1,557Sqft
Welcome to this brand new 3 bedroom, 2 bathroom home offering modern comfort and timeless style. Situated on 0.17 acres, this thoughtfully designed residence features an open floor plan with 1,557 sq. ft. of living space and a spacious 2-car garage. The exterior boasts Hardie board siding and a shingle roof, while inside you'll find luxury vinyl plank flooring throughout.
$299,000

7069 CRILL, Palatka, Florida 32177 MLS 788470

7069 CRILL, Palatka, Florida 32177

2Picture(s)
0Sqft
2+ acre double corner lot, zoned C-1. Property has approximately 390 ft of road frontage on heavily traveled Crill Ave for great exposure. Located in the county. Sellers are extremely motivated & will consider all offers.
$299,000
1028 Results returned.Per Page

🌊 Search Putnam County Waterfront Homes for Sale

Browse the latest MLS listings including:

✔ St. Johns River waterfront homes
✔ Lakefront homes (Crescent Lake, Lake George, Lake Como)
✔ Canal homes with river access
✔ Homes with docks and boat lifts
✔ Waterfront land and acreage

👉 Use the home search below to view photos, pricing, and property details in real time.


 

📍 Waterfront Living in Putnam County, Florida

Putnam County is one of Northeast Florida’s best-kept secrets for affordable waterfront living.

Centered around the iconic St. Johns River — which stretches over 300 miles through Florida — the area offers a unique lifestyle built around water, nature, and recreation.

Buyers are drawn here for:

🎣 World-class fishing
🚤 Boating and river access
🌅 Scenic waterfront views
🏡 Larger properties at lower prices
🌴 Quiet, Old Florida lifestyle


 

🌊 Types of Waterfront Homes in Putnam County

Waterfront properties in Putnam County vary widely, giving buyers options at multiple price points.

 

🛶 Riverfront Homes

Directly on the St. Johns River with:

• Deep water access
• Private docks
• Expansive views
• Strong long-term value


 

🌅 Lakefront Homes

Popular lakes include:

Crescent Lake
Lake George
Lake Como

Lake homes often offer:

• Calm water for recreation
• Private docks
• Beautiful sunset views


 

🚤 Canal Front Homes

Canal properties provide:

• More affordable entry points
• Boat access to the river
• Lower taxes in many cases


 

📊 Putnam County Waterfront Market Snapshot

  • There are typically 200+ waterfront homes available in Putnam County at any given time

  • Median listing prices for waterfront homes are around $300K range, depending on location and features

  • Waterfront land and acreage opportunities are also widely available

This makes Putnam County one of the most affordable waterfront markets in Florida.


 

🏘 Popular Waterfront Areas in Putnam County

Explore waterfront homes in:

Palatka – Riverfront homes & historic areas
Welaka – Known as the “Bass Capital”
Satsuma – Canal homes with river access
Crescent City – Lakefront living on Crescent Lake
Pomona Park – Quiet lakefront communities

Each area offers unique opportunities depending on whether you want riverfront, lakefront, or canal access.


 

 

🤝 Why Work With 904HomeStore.com?

Waterfront homes require more expertise than traditional real estate.

With my background in real estate and construction, I help buyers:

✅ Evaluate docks, seawalls, and bulkheads
✅ Understand flood zones and elevation
✅ Identify structural and drainage issues
✅ Compare true waterfront values
✅ Navigate inspections and negotiations

You’ll make a smart, informed waterfront purchase — not a risky one.


 

📈 Selling a Waterfront Home in Putnam County?

If you’re selling, waterfront properties require a specialized marketing approach.

I provide:

✔ Premium listing presentation
✔ Targeted waterfront buyer marketing
✔ Professional photography
✔ Strategic pricing
✔ Strong negotiation

👉 Request a free waterfront home value report today.


 

🔎 Popular Waterfront Searches 

  • Putnam County FL waterfront homes for sale

  • St Johns River homes for sale Florida

  • Lakefront homes Putnam County FL

  • Riverfront homes Northeast Florida

  • Canal homes with boat access Florida

  • Affordable waterfront homes Florida


 

❓ Putnam County Waterfront Homes FAQ

Are waterfront homes in Putnam County affordable?
Yes. Compared to coastal Florida, Putnam County offers significantly more affordable waterfront options.

Can I get direct river access?
Yes. Many homes offer direct access to the St. Johns River or connected waterways.

Are docks common?
Yes. Many properties include private docks, boat lifts, or canal access.

Is waterfront property a good investment?
Yes. Waterfront property tends to hold value well due to limited supply and high demand.


📞 Start Your

Search for Waterfront Homes in Putnam County

👉 Browse Waterfront Homes for Sale
👉 Request a Free Home Value
👉 Contact 904HomeStore.com

🔑20+ Years in Construction and 18+ Years in Florida Real Estate 

Putnam County Fl Waterfront Homes for Sale

I have experience that other agents simply do not have.