Facebook Twitter Youtube
904homestore Logo Get More Value with the Best Realtor

Putnam County FL Waterfront Homes for Sale

Searching for Putnam County FL waterfront homes for sale? Welcome to 904HomeStore.com, your trusted resource for the newest riverfront, lakefront, and canal homes throughout Putnam County.

With over 18 years of real estate experience and 20+ years in construction, you’ll have an advantage when buying waterfront property — especially when evaluating dock construction, elevation, drainage, seawalls, and long-term property value.

Whether you’re looking for a St. Johns River home, lakefront retreat, or canal property with boat access, this page gives you access to the most up-to-date waterfront homes available.

Sort by:
  • Price Descending
  • Newest
  • Bedrooms
  • Featured
Grid
List
Map
Save Search

6100 ST. JOHNS AVE, Palatka, Florida 32177 MLS 2129611

6100 ST. JOHNS AVE, Palatka, Florida 32177

17Picture(s)
4,646Sqft
Well-located commercial property consisting primarily of professional office and medical space. Positioned in the heart of town with immediate proximity to the local hospital and college, this property benefits from strong visibility and consistent tenant demand.
$1,600,000

119 POMONA LANDING, Pomona Park, Florida 32181 MLS 2129449

119 POMONA LANDING, Pomona Park, Florida 32181

26Picture(s)
11,188Sqft
Amazing price improvement! This beautiful 37.41-acre property offers endless possibilities. The large, cleared parcel boasts stunning views and an FAA-licensed airport with a 2,640-foot turfed landing strip, three 2,400 sq ft warehouse hangars, and two 1,600 sq ft warehouse hangars.
$1,500,000

119 POMONA LANDING, Pomona Park, Florida 32181 MLS 2128560

119 POMONA LANDING, Pomona Park, Florida 32181

22Picture(s)
0Sqft
Price reduced! 37.41 acres with a multitude of possibilities! This property is an FAA Licensed private airport with a 2750 turf landing strip, complete with three 2400 sq ft and two 1600 sq ft metal buildings, a small home with kitchen and bath, plus a separate bunk room with bath. The Outdoor Kitchen includes a large stone smoker and there is a sheltered area for RV's with hook up nearby.
$1,500,000

755 HIGHWAY 17, San Mateo, Florida 32187 MLS 2106325

755 HIGHWAY 17, San Mateo, Florida 32187

24Picture(s)
3,975Sqft
Strategically positioned at the high-traffic intersection of US Highway 17 and Horse Landing Road, this Commercial/R-2 property presents a compelling opportunity for developers and investors alike.
$1,500,000

762 NATIONAL FOREST ROAD 75G, Palatka, Florida 32177 MLS 2084587

762 NATIONAL FOREST ROAD 75G, Palatka, Florida 32177

30Picture(s)
0Sqft
Come see this rare property with over 850 feet of direct waterfrontage on the majestic St. Johns River. Build your dream home or family compound on this outstanding 9 plus acres of forested land. The lot is situated in a small historic enclave of homes that predate the formation of the Ocala National Forest .
$1,495,000

530 CLIFTON, Crescent City, Florida 32112 MLS 2136516

530 CLIFTON, Crescent City, Florida 32112

4Bedroom(s)
3Bathroom(s)
69Picture(s)
3,286Sqft
Private PARADISE-an extraordinary lakefront Estate where luxury & tranquility meet. Nestled on 2 pristine acres along Crescent LAKE, w/access to the St. Johns River, this Spanish Revival masterpiece, Mediterranean Influenced, offers an unparalleled WATERFRONT lifestyle +WINE ROOM. Picturesque, tree-lined driveway leading to a stunning entrance framed by solid custom wood doors.
$1,450,000

138 STATE ROAD 207, East Palatka, Florida 32131 MLS 2142403

138 STATE ROAD 207, East Palatka, Florida 32131

7Picture(s)
1,120Sqft
Prime 2.01-acre commercial development opportunity at 138, 140, 142 State Road 207 and 106 E McCormick Rd in East Palatka, offering strong frontage and visibility along SR 207 with ~19,600 AADT. Strategically located with direct access to US-17 and connectivity to St. Augustine and I-95, capturing both commuter and recreational traffic.
$1,375,000

159 MAYS COVE, East Palatka, Florida 32131 MLS 2140163

159 MAYS COVE, East Palatka, Florida 32131

5Bedroom(s)
3Bathroom(s)
49Picture(s)
3,020Sqft
A rare find, a piece of old Florida on the St Johns River, only 25 minutes from St Augustine and its beaches; an unmatched opportunity of nature, seclusion, and privacy. This quiet waterfront property boasts new 2024/2025 construction, never occupied, and situated on 1.4 acres with 139 feet of navigable riverfront.
$1,315,000

101 RAMSEY, Melrose, Florida 32666 MLS 2114815

101 RAMSEY, Melrose, Florida 32666

4Bedroom(s)
3Bathroom(s)
55Picture(s)
3,766Sqft
Welcome home to this beautiful pool home on just over 10 acres with fencing, pastures, pond and the list goes on! The gorgeous handcrafted mahogany and wrought iron staircase just inside the beautiful front double doors is just the beginning of the upgrades to this four bedroom, 3.
$1,300,000

607 ST JOHNS, Palatka, Florida 32177 MLS 2065855

607 ST JOHNS, Palatka, Florida 32177

34Picture(s)
3,528Sqft
Prime Commercial Property for Sale located in the heart of downtown Palatka, Florida, 607, 609, 613, & 615 St. John's Avenue offers an exceptional opportunity for developers and investors seeking to create a dynamic mixed-use property.
$1,299,000

615 ST JOHNS, Palatka, Florida 32177 MLS 2065854

615 ST JOHNS, Palatka, Florida 32177

34Picture(s)
648Sqft
Prime Commercial Property for Sale located in the heart of downtown Palatka, Florida, 607, 609, 613, & 615 St. John's Avenue offers an exceptional opportunity for developers and investors seeking to create a dynamic mixed-use property.
$1,299,000

613 ST JOHNS, Palatka, Florida 32177 MLS 2065853

613 ST JOHNS, Palatka, Florida 32177

34Picture(s)
12,096Sqft
Prime Commercial Property for Sale located in the heart of downtown Palatka, Florida, 607, 609, 613, & 615 St. John's Avenue offers an exceptional opportunity for developers and investors seeking to create a dynamic mixed-use property.
$1,299,000
1026 Results returned.Per Page

🌊 Search Putnam County Waterfront Homes for Sale

Browse the latest MLS listings including:

✔ St. Johns River waterfront homes
✔ Lakefront homes (Crescent Lake, Lake George, Lake Como)
✔ Canal homes with river access
✔ Homes with docks and boat lifts
✔ Waterfront land and acreage

👉 Use the home search below to view photos, pricing, and property details in real time.

 

📍 Waterfront Living in Putnam County, Florida

Putnam County is one of Northeast Florida’s best-kept secrets for affordable waterfront living.

Centered around the iconic St. Johns River — which stretches over 300 miles through Florida — the area offers a unique lifestyle built around water, nature, and recreation.

Buyers are drawn here for:

🎣 World-class fishing
🚤 Boating and river access
🌅 Scenic waterfront views
🏡 Larger properties at lower prices
🌴 Quiet, Old Florida lifestyle

 

🌊 Types of Waterfront Homes in Putnam County

Waterfront properties in Putnam County vary widely, giving buyers options at multiple price points.

 

🛶 Riverfront Homes

Directly on the St. Johns River with:

• Deep water access
• Private docks
• Expansive views
• Strong long-term value

 

🌅 Lakefront Homes

Popular lakes include:

• Crescent Lake
• Lake George
• Lake Como

Lake homes often offer:

• Calm water for recreation
• Private docks
• Beautiful sunset views

 

🚤 Canal Front Homes

Canal properties provide:

• More affordable entry points
• Boat access to the river
• Lower taxes in many cases

 

📊 Putnam County Waterfront Market Snapshot

  • There are typically 200+ waterfront homes available in Putnam County at any given time

  • Median listing prices for waterfront homes are around $300K range, depending on location and features

  • Waterfront land and acreage opportunities are also widely available

This makes Putnam County one of the most affordable waterfront markets in Florida.

 

🏘 Popular Waterfront Areas in Putnam County

Explore waterfront homes in:

• Palatka – Riverfront homes & historic areas
• Welaka – Known as the “Bass Capital”
• Satsuma – Canal homes with river access
• Crescent City – Lakefront living on Crescent Lake
• Pomona Park – Quiet lakefront communities

Each area offers unique opportunities depending on whether you want riverfront, lakefront, or canal access.

 

 

🤝 Why Work With 904HomeStore.com?

Waterfront homes require more expertise than traditional real estate.

With my background in real estate and construction, I help buyers:

✅ Evaluate docks, seawalls, and bulkheads
✅ Understand flood zones and elevation
✅ Identify structural and drainage issues
✅ Compare true waterfront values
✅ Navigate inspections and negotiations

You’ll make a smart, informed waterfront purchase — not a risky one.

 

📈 Selling a Waterfront Home in Putnam County?

If you’re selling, waterfront properties require a specialized marketing approach.

I provide:

✔ Premium listing presentation
✔ Targeted waterfront buyer marketing
✔ Professional photography
✔ Strategic pricing
✔ Strong negotiation

👉 Request a free waterfront home value report today.

 

🔎 Popular Waterfront Searches 

  • Putnam County FL waterfront homes for sale

  • St Johns River homes for sale Florida

  • Lakefront homes Putnam County FL

  • Riverfront homes Northeast Florida

  • Canal homes with boat access Florida

  • Affordable waterfront homes Florida

 

❓ Putnam County Waterfront Homes FAQ

Are waterfront homes in Putnam County affordable?
Yes. Compared to coastal Florida, Putnam County offers significantly more affordable waterfront options.

Can I get direct river access?
Yes. Many homes offer direct access to the St. Johns River or connected waterways.

Are docks common?
Yes. Many properties include private docks, boat lifts, or canal access.

Is waterfront property a good investment?
Yes. Waterfront property tends to hold value well due to limited supply and high demand.

📞 Start Your

Search for Waterfront Homes in Putnam County

👉 Browse Waterfront Homes for Sale
👉 Request a Free Home Value
👉 Contact 904HomeStore.com

Call Mike Now

🔑20+ Years in Construction and 18+ Years in Florida Real Estate 

Putnam County Fl Waterfront Homes for Sale
Send Mike a Message

I have experience that other agents simply do not have. 

Picture of Mike Schwiebert

Mike Schwiebert

Mike Schwiebert is a two-time Best of Clay Realtor Winner, multiple-time Best of Jax top 5, a home selling expert, former general, building and remodeling contractor, Investor, and girl dad. 20+ years of construction experience and 18+ years of local real estate experience.