Putnam County FL Waterfront Homes for Sale

Searching for Putnam County FL waterfront homes for sale? Welcome to 904HomeStore.com, your trusted resource for the newest riverfront, lakefront, and canal homes throughout Putnam County.

With over 18 years of real estate experience and 20+ years in construction, you’ll have an advantage when buying waterfront property — especially when evaluating dock construction, elevation, drainage, seawalls, and long-term property value.

Whether you’re looking for a St. Johns River home, lakefront retreat, or canal property with boat access, this page gives you access to the most up-to-date waterfront homes available.

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200 1ST, Welaka, Florida 32193 MLS 2121245

200 1ST, Welaka, Florida 32193

4Bedroom(s)
2Bathroom(s)
32Picture(s)
1,470Sqft
🌴 Welcome to your River Life dream in Welaka, Putnam County — a charming 1925 historic gem where small-town living meets nonstop adventure! This freshly updated, move-in-ready 4BR/2BA home comes mostly furnished (primary bedroom is unfurnished), making it easy to arrive and start living the dream.
$360,000

114 MANDARIN LAKE, Melrose, Florida 32666 MLS 2130701

114 MANDARIN LAKE, Melrose, Florida 32666

3Bedroom(s)
2Bathroom(s)
26Picture(s)
1,783Sqft
Welcome to this spacious 3-bedroom, 2-bath lakeview home on Mandarin Lake in the heart of Melrose. Tucked among mature trees in a peaceful rural setting, this property offers the perfect blend of privacy and comfort. Inside, you'll find bright, airy living spaces including formal living and dining rooms, a cozy fireplace, and a sunroom filled with natural light and stunning water views.
$359,000

202 BOSTWICK CEMETERY, Palatka, Florida 32177 MLS 2097652

202 BOSTWICK CEMETERY, Palatka, Florida 32177

16Picture(s)
0Sqft
Discover a fantastic opportunity to own 12 acres of versatile land in the up-and-coming city of Palatka. This expansive property features two existing dwellings, though they are considered tear-downs, offering a blank canvas for renovation or new development. Located in a rapidly developing area, the land provides plenty of space for residential, commercial, or recreational use.
$355,000

335 CAROLINA, Hawthorne, Florida 32640 MLS 2084648

335 CAROLINA, Hawthorne, Florida 32640

2Bedroom(s)
2Bathroom(s)
31Picture(s)
2,220Sqft
A BEAUTIFUL FARM HOUSE STYLE HOME is waiting for YOU. 4BR 2BA in house and half bath in the laundry room. This home sports BEAUTIFUL HARD WWOD FLOORS in the living area. Awesome kitchen with lots of room. Look out you kitchen window and watch the deer and other animals come across the acreage behind the house(10 acres also listed separately). Nice front porch and back porch.
$350,900

6110 4TH, Palatka, Florida 32177 MLS 2131642

6110 4TH, Palatka, Florida 32177

3Bedroom(s)
2Bathroom(s)
44Picture(s)
1,796Sqft
Now Offered at a New Price, your new home awaits! This well-maintained and truly immaculate 2-story home offers 1,796 sq ft with 3 bedrooms and 2.5 baths, reflecting clear pride of ownership throughout. The owner has completed numerous updates and thoughtful improvements, keeping the home exceptionally clean, well cared for, and move-in ready.
$350,000

0 WEERTS RD, San Mateo, Florida 32187 MLS 2125736

0 WEERTS, San Mateo, Florida 32187

8Picture(s)
0Sqft
Discover a truly exceptional waterfront property in the peaceful community of San Mateo. This cleared lot offers an impressive 351 feet of water frontage along both the St. Johns River and a scenic canal–providing breathtaking views and deep-water access for boating, fishing, and enjoying the Florida lifestyle.
$350,000

133 RAINBOW, Crescent City, Florida 32112 MLS 2117519

133 RAINBOW, Crescent City, Florida 32112

4Bedroom(s)
2Bathroom(s)
31Picture(s)
1,716Sqft
Escape to your own private retreat on 4.44 acres — the perfect setup for anyone who loves space, freedom, and the outdoors. This property offers room for all your toys and hobbies, featuring a 4-bedroom, 2-bath home, a barn, a workshop, and an additional outbuilding currently set up as the ultimate man cave.
$350,000

141 TUCKER LAKE, Melrose, Florida 32666 MLS 2130208

141 TUCKER LAKE, Melrose, Florida 32666

3Bedroom(s)
2Bathroom(s)
29Picture(s)
1,612Sqft
Discover a truly unique architectural home on 6.75 acres with serene pond frontage in Melrose. This custom dome-style residence features soaring ceilings, open-concept living, and a dramatic spiral staircase to a loft-style primary suite overlooking the main living area. Distinctive design creates an airy, light-filled interior with rare character.
$349,995

1516 PROSPECT, Palatka, Florida 32177 MLS 2139907

1516 PROSPECT, Palatka, Florida 32177

3Bedroom(s)
2Bathroom(s)
60Picture(s)
1,530Sqft
**HUGE LOT**POOL HOME**UPDATED** Welcome home to this charming and modern 3 bed/2 bath residence offering 1,530 sqft of NEWLY UPDATED living space. This TURNKEY property features an OPEN FLOOR PLAN and a second living room, all FRESHLY PAINTED throughout with NEW FLOORING and modern lighting fixtures.
$349,900

958 & 954 GRAND RONDO, Crescent City, Florida 32112 MLS 2120149

958 & 954 GRAND RONDO, Crescent City, Florida 32112

3Bedroom(s)
2Bathroom(s)
32Picture(s)
1,152Sqft
Charming Updated Cottage on 5 Acres in Crescent City! Welcome to your own peaceful retreat–just around the corner from Lake Stella and nestled between Crescent Lake and the scenic St. Johns River. This beautifully updated 3-bedroom, 2-bath cottage sits on approximately 5 acres, offering space, privacy, and charm in every direction.
$347,400

200 BASS, Crescent City, Florida 32112 MLS 2125937

200 BASS, Crescent City, Florida 32112

2Bedroom(s)
2Bathroom(s)
77Picture(s)
1,257Sqft
BACK ON THE MARKET AT NO FAULT OF THE SELLER! Completely remodeled from top to bottom, this stunning 1960 home has been transformed into a modern showpiece with no detail overlooked. All major systems have been updated, including electrical, plumbing, HVAC, windows, and appliances, offering peace of mind and like-new living.
$345,900

TBD FL SR 20, Interlachen, Florida 32148 MLS 1223376

TBD FL SR 20, Interlachen, Florida 32148

7Picture(s)
0Sqft
Commercial Acreage. 7.52 acres total currently Zoned C2 and AG. with 479 feet of frontage on SR20. Approximately 3.5 Acres zoned C2 the remainder is AG. Letter from county on file outlining steps needed to develop property.
$340,000
1025 Results returned.Per Page

🌊 Search Putnam County Waterfront Homes for Sale

Browse the latest MLS listings including:

✔ St. Johns River waterfront homes
✔ Lakefront homes (Crescent Lake, Lake George, Lake Como)
✔ Canal homes with river access
✔ Homes with docks and boat lifts
✔ Waterfront land and acreage

👉 Use the home search below to view photos, pricing, and property details in real time.


 

📍 Waterfront Living in Putnam County, Florida

Putnam County is one of Northeast Florida’s best-kept secrets for affordable waterfront living.

Centered around the iconic St. Johns River — which stretches over 300 miles through Florida — the area offers a unique lifestyle built around water, nature, and recreation.

Buyers are drawn here for:

🎣 World-class fishing
🚤 Boating and river access
🌅 Scenic waterfront views
🏡 Larger properties at lower prices
🌴 Quiet, Old Florida lifestyle


 

🌊 Types of Waterfront Homes in Putnam County

Waterfront properties in Putnam County vary widely, giving buyers options at multiple price points.

 

🛶 Riverfront Homes

Directly on the St. Johns River with:

• Deep water access
• Private docks
• Expansive views
• Strong long-term value


 

🌅 Lakefront Homes

Popular lakes include:

Crescent Lake
Lake George
Lake Como

Lake homes often offer:

• Calm water for recreation
• Private docks
• Beautiful sunset views


 

🚤 Canal Front Homes

Canal properties provide:

• More affordable entry points
• Boat access to the river
• Lower taxes in many cases


 

📊 Putnam County Waterfront Market Snapshot

  • There are typically 200+ waterfront homes available in Putnam County at any given time

  • Median listing prices for waterfront homes are around $300K range, depending on location and features

  • Waterfront land and acreage opportunities are also widely available

This makes Putnam County one of the most affordable waterfront markets in Florida.


 

🏘 Popular Waterfront Areas in Putnam County

Explore waterfront homes in:

Palatka – Riverfront homes & historic areas
Welaka – Known as the “Bass Capital”
Satsuma – Canal homes with river access
Crescent City – Lakefront living on Crescent Lake
Pomona Park – Quiet lakefront communities

Each area offers unique opportunities depending on whether you want riverfront, lakefront, or canal access.


 

 

🤝 Why Work With 904HomeStore.com?

Waterfront homes require more expertise than traditional real estate.

With my background in real estate and construction, I help buyers:

✅ Evaluate docks, seawalls, and bulkheads
✅ Understand flood zones and elevation
✅ Identify structural and drainage issues
✅ Compare true waterfront values
✅ Navigate inspections and negotiations

You’ll make a smart, informed waterfront purchase — not a risky one.


 

📈 Selling a Waterfront Home in Putnam County?

If you’re selling, waterfront properties require a specialized marketing approach.

I provide:

✔ Premium listing presentation
✔ Targeted waterfront buyer marketing
✔ Professional photography
✔ Strategic pricing
✔ Strong negotiation

👉 Request a free waterfront home value report today.


 

🔎 Popular Waterfront Searches 

  • Putnam County FL waterfront homes for sale

  • St Johns River homes for sale Florida

  • Lakefront homes Putnam County FL

  • Riverfront homes Northeast Florida

  • Canal homes with boat access Florida

  • Affordable waterfront homes Florida


 

❓ Putnam County Waterfront Homes FAQ

Are waterfront homes in Putnam County affordable?
Yes. Compared to coastal Florida, Putnam County offers significantly more affordable waterfront options.

Can I get direct river access?
Yes. Many homes offer direct access to the St. Johns River or connected waterways.

Are docks common?
Yes. Many properties include private docks, boat lifts, or canal access.

Is waterfront property a good investment?
Yes. Waterfront property tends to hold value well due to limited supply and high demand.


📞 Start Your

Search for Waterfront Homes in Putnam County

👉 Browse Waterfront Homes for Sale
👉 Request a Free Home Value
👉 Contact 904HomeStore.com

🔑20+ Years in Construction and 18+ Years in Florida Real Estate 

Putnam County Fl Waterfront Homes for Sale

I have experience that other agents simply do not have.