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Putnam County FL Waterfront Homes for Sale

Searching for Putnam County FL waterfront homes for sale? Welcome to 904HomeStore.com, your trusted resource for the newest riverfront, lakefront, and canal homes throughout Putnam County.

With over 18 years of real estate experience and 20+ years in construction, you’ll have an advantage when buying waterfront property — especially when evaluating dock construction, elevation, drainage, seawalls, and long-term property value.

Whether you’re looking for a St. Johns River home, lakefront retreat, or canal property with boat access, this page gives you access to the most up-to-date waterfront homes available.

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233 RIVER, East Palatka, Florida 32131 MLS 2093681

233 RIVER, East Palatka, Florida 32131

24Picture(s)
0Sqft
Discover a rare opportunity with this expansive 170-acre cleared land in East Palatka, FL, now on the market for $7,950,000. Boasting 200 feet of river frontage and prime for development, this property is a developer's dream. Parcels include a total of eight lots, offering vast potential for a variety of projects.
$7,950,000

00 STATE ROAD 207, East Palatka, Florida 32131 MLS 2119284

00 STATE ROAD 207, East Palatka, Florida 32131

8Picture(s)
0Sqft
74.73 Acre property offering a prime location along Highway 207 in Putnam County, directly on the St. Johns County border. Zoned Agriculture, this stunning parcel provides exceptional versatility for farming, recreation, investment, or future development opportunities.
$5,572,500

159 OLD STARKE, Palatka, Florida 32177 MLS 2102980

159 OLD STARKE, Palatka, Florida 32177

3Bedroom(s)
2Bathroom(s)
13Picture(s)
1,650Sqft
Welcome to Pinewood Ranch a turnkey ~300-acre legacy property in Palatka, FL, offering unmatched agricultural, recreational, and investment potential. This fully fenced and cross-fenced ranch features 3 residential structures, 2 barns, 20+ paddocks with water access, deep-water wells, and planted pines across ~140 acres.
$4,950,000

101 PROSPECT, Crescent City, Florida 32112 MLS 2112061

101 PROSPECT, Crescent City, Florida 32112

60Picture(s)
85,678Sqft
The Opportunities Are Endless! Former middle school on a total of 12.74 +/- acres, with the southerly 5 +/- acres having 350 +/- ft on Crescent Lake. Located in the heart of Crescent City, south of Palatka and just north of Volusia County. The property consists of two parcels with 9 buildings, all built between 1920 to 1976, with 85,678 +/- total square feet.
$4,280,000

XXX UNION, Crescent City, Florida 32112 MLS 2109259

XXX UNION, Crescent City, Florida 32112

35Picture(s)
0Sqft
WOW! SUPER NEW PRICE REDUCTION!! YES! 359.62 ACRES OF BEAUTIFUL OPEN PASTURE LAND!! CALL FOR APPOINTMENT! ALL OFFERS CONSIDERED! THIS VERY LARGE PARCEL OF LAND OFFERS SUPER POSSIBILITIES. LAND IS CURRENTLY ZONED 'AG (Agriculture). POSSIBLE FUTURE ZONED R1-A RESIDENTIAL (Check with County.
$3,955,820

337 HIGHWAY 17, East Palatka, Florida 32131 MLS 2067162

337 HIGHWAY 17, East Palatka, Florida 32131

52Picture(s)
5,260Sqft
Dream of owning the oldest bar in Putnam County? Here's your chance to make it a reality! This community gathering spot dates back to the 1930's and is considered a cherished institution in the heart of Putnam County. The Cheyenne Saloon is known for the best Teriyaki Chicken wings in town and is now available for purchase as a turnkey operation.
$3,900,000

153 SUNNY, Pomona Park, Florida 32181 MLS 2096163

153 SUNNY, Pomona Park, Florida 32181

6Bedroom(s)
6Bathroom(s)
158Picture(s)
6,500Sqft
PRIVACY Welcome to this one-of-a-kind luxury lakefront estate on scenic Lake Broward, set on 4.89 fully fenced & gated acres at the end of a quiet dead-end street. With 150 feet of direct waterfront offers rare freedom, privacy, & unmatched amenities.
$3,500,000

3524 REID, Palatka, Florida 32177 MLS 2057696

3524 REID, Palatka, Florida 32177

20Picture(s)
658Sqft
Talk about location! Two parcels totaling 3.5 acres with over 300 ft of road frontage on the heavily traveled 4-lane Reid St/State Rd 100. Located near the intersection of State Rd 100 and State Rd 19. Features a separate entrance and exit, concrete block building with 987 +/- sq ft, central heat/air, and metal roof.
$2,999,000

765 3RD, Welaka, Florida 32189 MLS 2122960

765 3RD, Welaka, Florida 32189

114Picture(s)
5,617Sqft
Bundle includes MLS#2123353 total $3.5 million. This Turnkey Entertainment Powerhouse: Fully Renovated Bar, Restaurant & Income Property! Not just a business listing–it's an opportunity to acquire a completely renovated, high-capacity hospitality venue designed for massive volume & immediate cash flow. Located on 1.
$2,500,000

2570 HIGHWAY 17, Crescent City, Florida 32112 MLS 2085409

2570 HIGHWAY 17, Crescent City, Florida 32112

8Picture(s)
0Sqft
Introducing the proposed Moonshine Landing RV Resort, a premier lakeside destination thoughtfully designed for Crescent City, Florida. Spanning nearly 14 acres on the shores of Crescent Lake, this planned resort will feature a 30-slip private marina, catering to boaters and nature lovers alike.
$2,499,999

100 PILOTHOUSE, Palatka, Florida 32177 MLS 2139917

100 PILOTHOUSE, Palatka, Florida 32177

95Picture(s)
11,839Sqft
Turn-Key 7-Building STR Portfolio + 5,500 SF Warehouse | ~7.5% Cap | $187K NOI | Mixed-Use Upside Rare opportunity to acquire a fully operational 7-building, 11-unit income-producing portfolio delivering approximately ~7.5% cap rate and ~$187K blended NOI in Palatka, FL.
$2,499,000

533 RIVER, Palatka, Florida 32177 MLS 2125022

533 RIVER, Palatka, Florida 32177

6Bedroom(s)
4Bathroom(s)
78Picture(s)
4,476Sqft
Gorgeous St. Johns Riverfront Private Estate set on 5 acres with 250 feet of pristine river frontage. This one-of-a-kind property offers exceptional privacy, functionality, and breathtaking views. Some of the many standout features include a bulkheaded shoreline, private boat ramp, and a custom dock with two large boat lifts plus a 30×30 covered platformperfect for fishing or entertaining.
$1,795,000
1026 Results returned.Per Page

🌊 Search Putnam County Waterfront Homes for Sale

Browse the latest MLS listings including:

✔ St. Johns River waterfront homes
✔ Lakefront homes (Crescent Lake, Lake George, Lake Como)
✔ Canal homes with river access
✔ Homes with docks and boat lifts
✔ Waterfront land and acreage

👉 Use the home search below to view photos, pricing, and property details in real time.

 

📍 Waterfront Living in Putnam County, Florida

Putnam County is one of Northeast Florida’s best-kept secrets for affordable waterfront living.

Centered around the iconic St. Johns River — which stretches over 300 miles through Florida — the area offers a unique lifestyle built around water, nature, and recreation.

Buyers are drawn here for:

🎣 World-class fishing
🚤 Boating and river access
🌅 Scenic waterfront views
🏡 Larger properties at lower prices
🌴 Quiet, Old Florida lifestyle

 

🌊 Types of Waterfront Homes in Putnam County

Waterfront properties in Putnam County vary widely, giving buyers options at multiple price points.

 

🛶 Riverfront Homes

Directly on the St. Johns River with:

• Deep water access
• Private docks
• Expansive views
• Strong long-term value

 

🌅 Lakefront Homes

Popular lakes include:

• Crescent Lake
• Lake George
• Lake Como

Lake homes often offer:

• Calm water for recreation
• Private docks
• Beautiful sunset views

 

🚤 Canal Front Homes

Canal properties provide:

• More affordable entry points
• Boat access to the river
• Lower taxes in many cases

 

📊 Putnam County Waterfront Market Snapshot

  • There are typically 200+ waterfront homes available in Putnam County at any given time

  • Median listing prices for waterfront homes are around $300K range, depending on location and features

  • Waterfront land and acreage opportunities are also widely available

This makes Putnam County one of the most affordable waterfront markets in Florida.

 

🏘 Popular Waterfront Areas in Putnam County

Explore waterfront homes in:

• Palatka – Riverfront homes & historic areas
• Welaka – Known as the “Bass Capital”
• Satsuma – Canal homes with river access
• Crescent City – Lakefront living on Crescent Lake
• Pomona Park – Quiet lakefront communities

Each area offers unique opportunities depending on whether you want riverfront, lakefront, or canal access.

 

 

🤝 Why Work With 904HomeStore.com?

Waterfront homes require more expertise than traditional real estate.

With my background in real estate and construction, I help buyers:

✅ Evaluate docks, seawalls, and bulkheads
✅ Understand flood zones and elevation
✅ Identify structural and drainage issues
✅ Compare true waterfront values
✅ Navigate inspections and negotiations

You’ll make a smart, informed waterfront purchase — not a risky one.

 

📈 Selling a Waterfront Home in Putnam County?

If you’re selling, waterfront properties require a specialized marketing approach.

I provide:

✔ Premium listing presentation
✔ Targeted waterfront buyer marketing
✔ Professional photography
✔ Strategic pricing
✔ Strong negotiation

👉 Request a free waterfront home value report today.

 

🔎 Popular Waterfront Searches 

  • Putnam County FL waterfront homes for sale

  • St Johns River homes for sale Florida

  • Lakefront homes Putnam County FL

  • Riverfront homes Northeast Florida

  • Canal homes with boat access Florida

  • Affordable waterfront homes Florida

 

❓ Putnam County Waterfront Homes FAQ

Are waterfront homes in Putnam County affordable?
Yes. Compared to coastal Florida, Putnam County offers significantly more affordable waterfront options.

Can I get direct river access?
Yes. Many homes offer direct access to the St. Johns River or connected waterways.

Are docks common?
Yes. Many properties include private docks, boat lifts, or canal access.

Is waterfront property a good investment?
Yes. Waterfront property tends to hold value well due to limited supply and high demand.

📞 Start Your

Search for Waterfront Homes in Putnam County

👉 Browse Waterfront Homes for Sale
👉 Request a Free Home Value
👉 Contact 904HomeStore.com

Call Mike Now

🔑20+ Years in Construction and 18+ Years in Florida Real Estate 

Putnam County Fl Waterfront Homes for Sale
Send Mike a Message

I have experience that other agents simply do not have. 

Picture of Mike Schwiebert

Mike Schwiebert

Mike Schwiebert is a two-time Best of Clay Realtor Winner, multiple-time Best of Jax top 5, a home selling expert, former general, building and remodeling contractor, Investor, and girl dad. 20+ years of construction experience and 18+ years of local real estate experience.