Putnam County FL Waterfront Homes for Sale

Searching for Putnam County FL waterfront homes for sale? Welcome to 904HomeStore.com, your trusted resource for the newest riverfront, lakefront, and canal homes throughout Putnam County.

With over 18 years of real estate experience and 20+ years in construction, you’ll have an advantage when buying waterfront property — especially when evaluating dock construction, elevation, drainage, seawalls, and long-term property value.

Whether you’re looking for a St. Johns River home, lakefront retreat, or canal property with boat access, this page gives you access to the most up-to-date waterfront homes available.

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912 ST JOHNS, Palatka, Florida 32177 MLS 2138436

912 ST JOHNS, Palatka, Florida 32177

1Picture(s)
2,560Sqft
Welcome to the Peace Garden building where old town charm meets modern design! The one commercial/retail space available in the building offers a bright, newly renovated area with an accessible bathroom. Perfect for a creative entrepreneur offering a cool big city vibe within a historic, quaint community.
$1,400

1510 CLEVELAND, Palatka, Florida 32177 MLS 2140191

1510 CLEVELAND, Palatka, Florida 32177

2Bedroom(s)
1Bathroom(s)
7Picture(s)
916Sqft
Charming 2 bedroom, on bath home nestled in with mature landscaping. A delightful screened front porch to enjoy year round and a large back yard.
$1,350

125 HAYMAN, Interlachen, Florida 32148 MLS 2138644

125 HAYMAN, Interlachen, Florida 32148

2Bedroom(s)
1Bathroom(s)
14Picture(s)
642Sqft
BEAUTIFUL 2BR 1BA HOME ON WATER. Quiet surroundings. Close to shopping and medical facilities. Lots to do with RODMAN (BASS CAPITAL) VERY CLOSE. ENJOY RAVINE GARDENS, ST JOHNS RIVER AND NUMEROUS BEACHES.
$1,250

2213 GILLIS, Palatka, Florida 32177 MLS 2136863

2213 GILLIS, Palatka, Florida 32177

3Bedroom(s)
1Bathroom(s)
1Picture(s)
952Sqft
3 bedroom home centrally located in town for easy convenience. $1200 month and $1500 deposit.
$1,200

118 YELVINGTON, East Palatka, Florida 32131 MLS 2104505

118 YELVINGTON, East Palatka, Florida 32131

22Picture(s)
2,220Sqft
The Putnam County Shrine Club is offering a unique leasing opportunity for its former clubhouse and a portion of its surrounding property. This 2,200-square-foot block building features a durable metal roof and includes two spacious interior rooms — approximately 35' x 35' and 35' x 28' — a functional 12' x 18' kitchen, and two bathrooms.
$1,000

1010 BRONSON, Palatka, Florida 32177 MLS 2141748

1010 BRONSON, Palatka, Florida 32177

1Bedroom(s)
1Bathroom(s)
14Picture(s)
650Sqft
Location. Price. Unit # 3. Inside this clean, cool 1bed/ 1bath apartment you'll find refreshed living quarters including new paint, fans throughout and washer/dryer hookups.
$975

104 ASH, Hawthorne, Florida 32640 MLS 2134171

104 ASH, Hawthorne, Florida 32640

1Bathroom(s)
16Picture(s)
672Sqft
AVAILABLE APRIL 1ST This cozy 2-bedroom, 1-bath mobile home offers 672 square feet of comfortable living space with several recent updates. The home features an updated kitchen with modern finishes and durable LVP flooring throughout, providing both style and easy maintenance. Enjoy relaxing outdoors on the private deck, perfect for morning coffee or unwinding in the evening.
$950

3624 REID, Palatka, Florida 32177 MLS 2101253

3624 REID, Palatka, Florida 32177

12Picture(s)
400Sqft
Great location for your small business. This 400 sq ft space is located on heavily travled 4-lane Reid St/State Rd 100. Near the intersection of State Rd 19, home of the new WaWa. Median cut already in place for easy access. Property has a private parking lot.
$900

218 VIOLET, Interlachen, Florida 32148 MLS 2134116

218 VIOLET, Interlachen, Florida 32148

1Bedroom(s)
1Bathroom(s)
7Picture(s)
616Sqft
This quaint one-bedroom, one-bathroom home is ready to rent in Interlachen, just a short drive to all of the local shopping areas. Washer and dryer hookups on property. Fully fenced in with carport. No animals allowed. $850 per month, $2,550.00 to move in and $55.00 application fee per adult.
$850
21 Results returned.Per Page

🌊 Search Putnam County Waterfront Homes for Sale

Browse the latest MLS listings including:

✔ St. Johns River waterfront homes
✔ Lakefront homes (Crescent Lake, Lake George, Lake Como)
✔ Canal homes with river access
✔ Homes with docks and boat lifts
✔ Waterfront land and acreage

👉 Use the home search below to view photos, pricing, and property details in real time.


 

📍 Waterfront Living in Putnam County, Florida

Putnam County is one of Northeast Florida’s best-kept secrets for affordable waterfront living.

Centered around the iconic St. Johns River — which stretches over 300 miles through Florida — the area offers a unique lifestyle built around water, nature, and recreation.

Buyers are drawn here for:

🎣 World-class fishing
🚤 Boating and river access
🌅 Scenic waterfront views
🏡 Larger properties at lower prices
🌴 Quiet, Old Florida lifestyle


 

🌊 Types of Waterfront Homes in Putnam County

Waterfront properties in Putnam County vary widely, giving buyers options at multiple price points.

 

🛶 Riverfront Homes

Directly on the St. Johns River with:

• Deep water access
• Private docks
• Expansive views
• Strong long-term value


 

🌅 Lakefront Homes

Popular lakes include:

Crescent Lake
Lake George
Lake Como

Lake homes often offer:

• Calm water for recreation
• Private docks
• Beautiful sunset views


 

🚤 Canal Front Homes

Canal properties provide:

• More affordable entry points
• Boat access to the river
• Lower taxes in many cases


 

📊 Putnam County Waterfront Market Snapshot

  • There are typically 200+ waterfront homes available in Putnam County at any given time

  • Median listing prices for waterfront homes are around $300K range, depending on location and features

  • Waterfront land and acreage opportunities are also widely available

This makes Putnam County one of the most affordable waterfront markets in Florida.


 

🏘 Popular Waterfront Areas in Putnam County

Explore waterfront homes in:

Palatka – Riverfront homes & historic areas
Welaka – Known as the “Bass Capital”
Satsuma – Canal homes with river access
Crescent City – Lakefront living on Crescent Lake
Pomona Park – Quiet lakefront communities

Each area offers unique opportunities depending on whether you want riverfront, lakefront, or canal access.


 

 

🤝 Why Work With 904HomeStore.com?

Waterfront homes require more expertise than traditional real estate.

With my background in real estate and construction, I help buyers:

✅ Evaluate docks, seawalls, and bulkheads
✅ Understand flood zones and elevation
✅ Identify structural and drainage issues
✅ Compare true waterfront values
✅ Navigate inspections and negotiations

You’ll make a smart, informed waterfront purchase — not a risky one.


 

📈 Selling a Waterfront Home in Putnam County?

If you’re selling, waterfront properties require a specialized marketing approach.

I provide:

✔ Premium listing presentation
✔ Targeted waterfront buyer marketing
✔ Professional photography
✔ Strategic pricing
✔ Strong negotiation

👉 Request a free waterfront home value report today.


 

🔎 Popular Waterfront Searches 

  • Putnam County FL waterfront homes for sale

  • St Johns River homes for sale Florida

  • Lakefront homes Putnam County FL

  • Riverfront homes Northeast Florida

  • Canal homes with boat access Florida

  • Affordable waterfront homes Florida


 

❓ Putnam County Waterfront Homes FAQ

Are waterfront homes in Putnam County affordable?
Yes. Compared to coastal Florida, Putnam County offers significantly more affordable waterfront options.

Can I get direct river access?
Yes. Many homes offer direct access to the St. Johns River or connected waterways.

Are docks common?
Yes. Many properties include private docks, boat lifts, or canal access.

Is waterfront property a good investment?
Yes. Waterfront property tends to hold value well due to limited supply and high demand.


📞 Start Your

Search for Waterfront Homes in Putnam County

👉 Browse Waterfront Homes for Sale
👉 Request a Free Home Value
👉 Contact 904HomeStore.com

🔑20+ Years in Construction and 18+ Years in Florida Real Estate 

Putnam County Fl Waterfront Homes for Sale

I have experience that other agents simply do not have.