96233 MONTEGO BAY, Fernandina Beach, Florida 32034 MLS 2142706For sale

96233 MONTEGO BAY, Fernandina Beach, Florida 32034

4 Bedrooms
2 Bathrooms
1,984 Sqft
$799,000
Property Description

Move-in ready POOL home on Amelia Island, perfectly positioned, just minutes by bike or golf cart to the beach and historic downtown Fernandina can be used as short-term rental! Built in 2004 and meticulously maintained, this home checks every box for island living at any stage of life, and with a relaxed HOA and county taxes, it is approved for short-term rentals, making it an exceptional investment opportunity as well. The River-to-Sea Trail is right nearby, making the beach instantly more accessible. The bright, open living area features cherry laminate floors and flows seamlessly to your private backyard oasis, complete with a saltwater pool, built-in bench, refreshment table, and soothing fountain. The fully screened enclosure and fully fenced yard make it ideal for kids, pets, or simply relaxing in total privacy. Major systems have been updated including a new roof (2021), newer HVAC and water heater (according to previous homeowner), updated irrigation, and gutters over the outdoor porches. The guest bath and most of kitchen have been renovated in the last 2 years. Hurricane shutters on the front provide added peace of mind, and a termite bond is in place. A water softener in the garage (never used by current owners) is ready for the next owner. Located in a quiet, established neighborhood that is central to everything the island offers, this home delivers the full Amelia Island lifestyle without compromise. You will not find a better deal for all this home has to offer on-island.

Basic Details
Residential
Single Family Residence
For sale
2142706
$799,000
4
2
0
1,984 Sqft
2004
9,583.20 Sqft
0.22
1
Residential,Single Family
No
Features
: Heat Pump, Central
: Central Air, Electric
: Salt Water, Fenced, In Ground
Yes
Appliances
Dishwasher,Dryer,Electric Cooktop,Electric Oven,Refrigerator,Washer,Water Softener Owned
Address Map
Country : US
State : FL
County : Nassau
City : Fernandina Beach
Subdivision Name : Isleworth
Zipcode : 32034
MONTEGO BAY
96233
W82° 32' 42.3''
N30° 37' 56.7''
450-Amelia Island-North Of Burney Road
MLS Information
04-30-2026 16:36:33
Active
04-30-2026
N
: Garage
FERNANDINA BEACH REALTY
1
Yes
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Agent info
Mike Schwiebert, REALTOR ®
INI Realty
3603 Cardinal Point Drive. Jacksonville, FL 32257
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