Opportunity knocks with this 2-bedroom, 1-bath concrete home. Key upgrades include a metal roof (2010), new HVAC (2025), updated electrical panel (2025) and hot water heater (2023), reducing major upfront costs. With solid construction, a fully fenced yard, and an enclosed rear porch offering additional usable space, this property is primed for renovation and strong resale or rental potential. Located in an older, established neighborhood with charming brick streets in central Palatka. Just a few minutes to downtown stores and the city dock on the St Johns River or the Westside shopping district. Within walking distance to a public park and Ravine Gardens and offering an easy commute to St. Augustine, making it an excellent opportunity for resale, rental income, or a personalized starter home project.