Versatile tri-level home offering space, style, and income potential – with no HOA! This updated property features a private lower-level in-law suite with its own kitchen, bathroom, and separate entrance, ideal for multi-generational living or rental use. A fenced backyard just off the kitchen, perfect for entertaining or relaxing. Inside, enjoy a warm, functional layout with an updated kitchen featuring white cabinetry, quartz countertops, and modern appliances. Hardwood floors add character throughout, complemented by a durable blend of brick and vinyl siding for curb appeal and easy maintenance. Upstairs offers four generously sized bedrooms. With nearly 2,000 sq ft and a thoughtful layout, this home lives larger than expected while still allowing room for your personal touch.