Welcome to this beautifully upgraded 2019-built home in highly sought-after St. Augustine! Featuring a RARE assumable mortgage at just 3.25%, this move-in-ready gem offers 4 bedrooms, 2 bathrooms, and just under 1,800sq ft of bright, open living space filled with natural light and modern finishes. The spacious kitchen showcases custom cabinetry, stainless steel appliances and a large island perfect for entertaining! Enjoy seamless indoor-outdoor living with a covered screened in patio and fenced backyard on an oversized homesite lot.This home offers true peace of mind with newer systems throughout keeping living costs low. Located in an amenity-filled community with low HOA and NO CDD fee, just minutes from shopping, dining, beaches, and historic downtown. A nearly new home with low-rate financing you don’t want to miss!