Secluded sanctuary nestled in the heart of San Mateo! Welcome to a charming 3-bedroom, 1.5 bath Cottage on nearly 1 acre of land, offering privacy without the confines of an HOA. Step onto the full width front porch, an idyllic spot to unwind. Expansive backyard beckons with possibilities for outdoor fun and storage for recreational toys. Discover the convenience of privacy without sacrificing accessibility. Easy commute to St. Augustine or Palatka, proximity to beaches, and nearby parks and access points to St. Johns River for recreational adventures. The list of improvements includes: updated kitchen and baths, windows, flooring, paint, AC unit. Kitchen has stylish cabinets and stainless appliances. New LVP flooring and carpet throughout. Large 20 x 40 garage great for RV storage and 16×16 shed.