SITUATED ON A .57-ACRE FENCED CORNER LOT BENEATH MAJESTIC OAK TREES, this 4-bedroom, 3-bath home offers privacy with NO HOA OR CDD in the sought-after Holly Point area of Fernandina Beach. The property features a new picket fence along the front, full privacy fencing, and young fruit plants including Arbequina olive, grape, raspberry, and blackberry. Elevated for peace of mind and coastal breezes, the home showcases hardwood floors, tile in kitchen and baths, beadboard accents, pocket doors, and a NEW METAL ROOF (2025). The main home includes a dedicated office with private entrance, while the lower level offers a cozy suite and 372 SF of air-conditioned flex space. Recent updates include a new well pump, tank, and hot water heater. The expansive under-home area provides garage space for 3 cars, a boat, and more, plus covered entertaining space. Circular driveway and just steps to Holly Point Boat Ramp.