Welcome to your POOL home, no HOA, no CDD in Clay County. This classic BRICK home delivers lovely curb appeal, inside the home opens to roomy living areas with TILE flooring throughout perfect for everyday comfort, gatherings, and cozy evenings by the wood-burning fireplace. All within a 4-bedroom, 2-bath layout featuring generously sized rooms throughout. One of the bedrooms features a loft, adding flexible bonus space that’s perfect for a play area, study nook, or creative retreat. Step outside to your private, fenced backyard oasis complete with a pool, ready for summer gatherings, weekend lounging, and making memories without HOA restrictions. A 2 car garage adds everyday convenience, while easy access to major roads makes commuting simple. Located in Clay County, the home offers the school options and community feel many buyers seek. If you’re looking for space, privacy, and convenience without extra fees or rules this home checks all the boxes.