Rare Find at this Price – newly built in 2023 with top tier materials, energy-efficient systems, and timeless design on Governors Creek off the St Johns River. Over 2,700 sq ft, 4 bedrooms, 3 full baths, plus an office that could be used as a 5th bedroom. With a deeded boat slip, this home delivers serious value for true waterfront living under $1M. Every detail was considered: 2×6 framing, spray foam & rockwool insulation, standing seam metal roof, stem wall foundation, dual 16-SEER HVAC units, dual hybrid water heaters, whole-house & attic dehumidifiers. Inside, you’ll find white oak floors, soft-close natural white oak cabinetry, quartz waterfall island, custom range hood. The layout features a first-floor guest suite with water views, and an upstairs primary suite with motorized shades, soaking tub, marble shower and extra large dual closets that include en-suite laundry & fridge. Waterfront patio features a Cypress tongue & groove ceiling & gas fireplace. Additional Highlights Upstairs laundry room with utility sink & separate storage area, built-in dining banquette, built-in living room entertainment wall, patio pre-plumbed for outdoor kitchen, full Cat 6 wiring, prewiring and conduit for solar, upgraded smart garage door system and a built in doggy condo! This is a move in ready, high performance waterfront home under $1M no updates needed.