Back on the market, price reduced and ready to move! Welcome to The Preserve at Panther Creek, a highly desirable community near I-10, Oakleaf Town Center, and Orange Park Mall. This spacious Hadley Bay floor plan offers over 2,700 sq ft with NO CDD fees and a low HOA. Now vacant and available for immediate occupancy, the home features a versatile flex room, a first-floor bedroom, and an open great room with access to the covered lanai. The gourmet kitchen includes granite countertops, stainless-steel appliances, and a large island. Upstairs offers four bedrooms, including an owner’s suite with dual walk-in closets, double vanities, and a Roman shower. Property qualifies for First Federal Bank’s Community First program, offering up to 100% financing and no Mortgage Insurance for eligible owner-occupant buyers. First-time buyer status not required. Community amenities include a clubhouse, dog park, walking trails, and a 27-acre lake.