Seller paid rate buy down – 5.25% FIXED INTEREST RATE through First Coast Mortgage & MOSTLY FURNISHED home with acceptable offer. This 3-bedroom, 2.5-bathroom townhome in the highly sought-after Shearwater community has the perfect blend of charm and modern upgrades. The open floor plan is perfect for both entertaining. and relaxing. The kitchen is a true showstopper, featuring quartz countertops, stainless steel appliances, gold hardware, and a farmhouse sink. It flows effortlessly into the cozy dining area, ideal for family dinners, and the large living room, which is perfect for hosting friends and gatherings. Throughout the home, you’ll appreciate the thoughtful touches of trim work on accent walls, adding character to each space. Upstairs, you’ll find three generously sized bedrooms plus a versatile loft area that can be transformed into a homework station, exercise zone, or reading nook. The primary suite is a peaceful retreat, filled with natural light, and includes a large walk-in closet, a luxurious en-suite bath with a double vanity, updated mirrors, paint, and hardware. Refrigerator, washer, and dryer included. Enjoy Shearwater’s impressive amenities which include a resort-style pool, water slide, lazy river, fitness center, kayak launch, dog park, golf cart paths, and scenic trails. Plus, this home is located in the top-rated St. Johns County school district, offering both comfort and convenience in a prime location! The majority of furniture is negotiable. First Coast Mortgage Funding NMLS #1953441 / Jozcilyn Cornell, NMLS #2375271. This is not a commitment to lend or extend credit. All loans are subject to credit approval. Equal Housing Opportunity.