Located in the highly sought after Ocean Cay community, 3528 Bay Island Circle presents a rare opportunity to own a Jacksonville Beach pool home in one of the area’s most exclusive and tightly held neighborhoods. Designed for relaxed coastal living, the home features bright open spaces that flow seamlessly to a private backyard with a sparkling pool and covered lanai, perfect for entertaining or unwinding after a day at the beach. The open concept layout blends modern comfort with coastal charm throughout the main living areas. Three bedrooms, including the primary suite, are located on the main level. Upstairs, a newly added wall creates a private office and additional bedroom, offering a flexible nonconforming five bedroom layout ideal for guests or working from home. Ocean Cay is a deed restricted community where short term rentals are not permitted, providing long term neighborhood stability, privacy, and peace of mind just minutes from the sand, dining, and shopping of Jax Beach.