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Satsuma Waterfront Homes for Sale on the st johns river

Satsuma Waterfront Homes for Sale on the St Johns River

If you’ve been searching for waterfront homes in Satsuma, you already know this hidden gem offers something you simply can’t find on the coast—affordable riverfront living, incredible fishing, and true Old Florida lifestyle.

Homes along the St. Johns River, Dunns Creek, and its canal systems give you direct access to one of the most iconic waterways in Florida—stretching over 300 miles and known worldwide for boating and bass fishing.

Whether you’re looking for a weekend retreat, full-time residence, or investment property, Satsuma delivers waterfront value that’s hard to beat anywhere in Northeast Florida.

Mike Schwiebert is your go-to real estate resource for the newest Satsuma Waterfront Home listings. With over 18+ years of Florida real estate experience and 20+ years in construction, Mike brings a unique advantage—helping clients accurately value homes, spot hidden issues, and negotiate from a position of strength. His track record, local expertise, and hands-on approach ensure you’re not just buying or selling—you’re making the smartest move possible.

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301 SARATOGA, Satsuma, Florida 32189 MLS 2113340

301 SARATOGA, Satsuma, Florida 32189

3Bedroom(s)
3Bathroom(s)
73Picture(s)
3,006Sqft
Experience the perfect blend of waterfront luxury and income potential in this unique Key West Inspired, thoughtfully designed, luxury, custom home. The primary residence boasts 2BD/2BA, and features an open-concept living with over-sized, sun-drenched windows, hardwood floors and soaring 10-foot ceilings.
$1,250,000

127 RIVER, Satsuma, Florida 32189 MLS 2143180

127 RIVER, Satsuma, Florida 32189

3Bedroom(s)
2Bathroom(s)
58Picture(s)
2,191Sqft
Experience refined riverfront living at 127 River Road in Satsuma, where timeless craftsmanship meets the natural beauty of the St. Johns River–an internationally recognized destination known for world-class bass fishing. This exceptional residence showcases elegant architectural details, including 8 ft doors, fluted trim, crown molding, and rich oak hardwood floors throughout.
$1,149,500

137 & 135 RIVERSIDE, Satsuma, Florida 32189 MLS 2142010

137 & 135 RIVERSIDE, Satsuma, Florida 32189

3Bedroom(s)
2Bathroom(s)
44Picture(s)
1,239Sqft
Stunning Waterfront Paradise 3/2 with garage 237 ft waterfront ,with concrete bulkhead,built in boat house /w lift & docking for large vessels,Included in sale is adjacent,seperate cleared and lanscaped lot.
$499,000

128 JILL, Satsuma, Florida 32189 MLS 2133359

128 JILL, Satsuma, Florida 32189

3Bedroom(s)
2Bathroom(s)
33Picture(s)
1,920Sqft
Stunning waterfront retreat offering the perfect blend of modern upgrades and coastal living. This beautifully remodeled home features luxury vinyl flooring throughout, a stylish kitchen with rebuilt cabinetry and granite countertops, and renovated bathrooms with updated cabinetry, countertops, and elegant tiled showers.
$440,000

145 FINNIGAN, Satsuma, Florida 32189 MLS 2113958

145 FINNIGAN, Satsuma, Florida 32189

4Bedroom(s)
3Bathroom(s)
33Picture(s)
1,832Sqft
Fishermans paradise! Bring your boat and fishing rods.Experience the best of Florida waterfront living in this beautiful two story home on a deep water lot just minutes from the St Johns River. Featuring four spacious bedrooms and three full bathrooms, this home offers a perfect blend of modern comfort and coastal charm.
$425,000

334 PARADISE, Satsuma, Florida 32189 MLS 2136708

334 PARADISE, Satsuma, Florida 32189

3Bedroom(s)
2Bathroom(s)
40Picture(s)
1,923Sqft
A true haven for fishing enthusiasts and nature lovers alike, this exceptional 3-bedroom, 2-bath home offers 100 feet of frontage on the meandering, deep waters of Dunns Creek.
$400,000

0 DUNNS CREEK RD, Satsuma, Florida 32189 MLS 2124856

0 DUNNS CREEK, Satsuma, Florida 32189

1Picture(s)
0Sqft
Enjoy the natural beauty of Northeast Florida with this peaceful land opportunity at 0 Dunns Creek Rd, Satsuma, FL 32189, just minutes from the St. Johns River. This wooded parcel offers a quiet, rural setting ideal for a custom home, weekend retreat, or long-term investment.
$400,000

321 PARADISE, Satsuma, Florida 32189 MLS 2124016

321 PARADISE, Satsuma, Florida 32189

3Bedroom(s)
2Bathroom(s)
70Picture(s)
1,616Sqft
HUGE PRICE IMPROVEMENT! SELLERS ARE MOTIVATED!! Beautiful 1989 two-story, 3-bedroom, 2-bathroom home offering 160 feet of canal frontage on Dunns Creek, ready to become your peaceful Florida retreat. The primary bedroom and bathroom are conveniently located on the main level, with two additional bedrooms and a full bath upstairs-ideal for privacy and functionality.
$389,900

115 WALT, Satsuma, Florida 32189 MLS 2117755

115 WALT, Satsuma, Florida 32189

3Bedroom(s)
2Bathroom(s)
84Picture(s)
1,800Sqft
Welcome Home To Boaters Paradise! This spacious 3/2 with Fabulous views. Screened in lanai overlooking a deep water canal leading to Dunns Creek and the Saints John's River. This property offers a boat house with a 10,000 pound boat lift, floating dock ,fish cleaning station and storage room/shed. Artesian well with a new 2025 water pump. New 2025 water heater and pressure tank.
$339,000

120 WATERWAY, Satsuma, Florida 32189 MLS 2133192

120 WATERWAY, Satsuma, Florida 32189

3Bedroom(s)
2Bathroom(s)
41Picture(s)
1,620Sqft
Don't miss your opportunity to own a rare blend of comfort, upgrades, and true Florida waterfront living! Set on a navigable canal with direct access to Dunns Creek and the St.
$319,900

742 RIDGELINE, Satsuma, Florida 32189 MLS 2042691

742 RIDGELINE, Satsuma, Florida 32189

5Bedroom(s)
3Bathroom(s)
39Picture(s)
2,156Sqft
Looking for an investment opportunity on Dunn's Creek? Look no further, this property has TWO income producing mobile homes 's on it generating right at $1,500 a month. At the end of the .97 of an acre; you are welcomed by a dock for fishing, boat lift, cleaning station, and a beautiful sunsets. Each home is a 2 bedroom 2 bath with generous space to retreat to after a successful fishing trip.
$319,500

742 RIDGELINE, Satsuma, Florida 32189 MLS 2042689

742 RIDGELINE, Satsuma, Florida 32189

4Bedroom(s)
4Bathroom(s)
41Picture(s)
2,156Sqft
Looking for an investment opportunity on Dunn's Creek? Look no further, this property has TWO income producing mobile homes 's on it generating right at $1,500 a month. At the end of the .97 of an acre; you are welcomed by a dock for fishing, boat lift, cleaning station, and a beautiful sunsets. Each home is a 2 bedroom 2 bath with generous space to retreat to after a successful fishing trip.
$319,500
31 Results returned.Per Page

Why Buy a Waterfront Home in Satsuma, FL?

Satsuma sits right in the heart of Putnam County, offering a laid-back lifestyle centered around the water. Many homes feature private docks, boat lifts, and canal access leading directly to the St. Johns River, making it ideal for boaters and anglers.

What makes Satsuma stand out:

  • Direct access to the St. Johns River
  • World-class largemouth bass fishing
  • Lower price point than coastal waterfront markets
  • Quiet, uncrowded, Old Florida feel
  • Easy drive to Jacksonville, St. Augustine, and Palm Coast

This is where people come to slow down, get on the water, and actually enjoy their property.

Types of Waterfront Homes Available in Satsuma

Satsuma offers a wide range of waterfront options depending on your lifestyle and budget:

Canal Front Homes

  • Most affordable entry point
  • Quick boat access to the river
  • Often include docks and lifts

Direct Riverfront Homes

  • Premium views of the St. Johns River
  • Deeper water access for larger boats
  • Ideal for full-time living or luxury buyers

Waterfront Land & Build Opportunities in Satsuma

  • Build your custom river retreat
  • Larger lots with privacy

Waterfront homes here can range from under $200K for smaller properties and mobile homes on a creek to $600K–$2.0M+ for luxury riverfront estates.

 

Current Market Overview

The Satsuma market offers strong value compared to other Florida waterfront areas.

  • Average home price: around $383K
  • Waterfront homes available from under $200K to over $1M
  • Dozens of active waterfront listings at any given time

For buyers, that means more options and better pricing than coastal waterfront markets.

Life on the St. Johns River

Living on the St. Johns River isn’t just about owning a home—it’s about a lifestyle.

  • Early mornings watching fog roll across the water
  • Fishing right from your dock
  • Boating to waterfront restaurants and springs
  • Wildlife views, including manatees, eagles, and deer

This river is a global destination for bass fishing, attracting anglers from around the world.

This is where memories are made.

Investment Opportunity (VRBO / Airbnb Potential)

Satsuma waterfront homes also make excellent short-term rental properties:

  • Strong demand for fishing and boating stays
  • Lower purchase price = higher ROI potential
  • Unique “Old Florida” experience buyers can’t replicate

With the right setup (dock, boat access, outdoor space), these homes can perform extremely well as vacation rentals.

 

What to Know Before Buying Waterfront

Buying waterfront is different—and this is where experience matters.

Key considerations:

  • Flood zones & insurance
  • Dock permits and conditions
  • Water depth and boat access
  • Septic, well, and elevation

Having someone who understands construction AND waterfront real estate is critical to protecting your investment.

 

Why Work With a Waterfront Expert

With 20+ years in construction and 18+ years in Florida real estate, I help buyers:

  • Avoid costly mistakes on waterfront properties
  • Identify the best locations for boating & value
  • Negotiate aggressively based on true property condition
  • Find off-market and coming-soon opportunities

If you’re serious about buying on the river, you need someone who knows what’s under the surface—not just what’s in the listing photos.

 

Start Your Search for Satsuma Waterfront Homes

If you’re ready to find your place on the St. Johns River, I can help you:

  • Identify the best deals currently on the market
  • Narrow down canal vs riverfront options
  • Set up alerts for new listings before they hit other websites. 

 

Frequently Asked Questions  FAQ’s

Are there affordable waterfront homes in Satsuma?

Yes—Satsuma is one of the most affordable waterfront markets in Northeast Florida, with options starting under $200K.

Can I keep a boat at my home?

Most waterfront homes include docks or boat lifts, especially canal and riverfront properties.

Is the St. Johns River good for fishing?

Absolutely—it’s one of the top bass fishing destinations in the country.

How far is Satsuma from Jacksonville?

About an hour drive, making it ideal for weekend homes or commuters. If you are retired and looking for a quiet place to live full-time, this is a great place to take it all in. 

Call Mike Now

🔑20+ Years in Construction and 18+ Years in Florida Real Estate 

Phot of Riverfront Home with Pool at 127 River Rd Satsuma Fl Listed My Waterfront Realtor Mike Schwiebert
Send Mike a Message

I have experience that other agents simply do not have. 

Picture of Mike Schwiebert

Mike Schwiebert

Mike Schwiebert is a two-time Best of Clay Realtor Winner, multiple-time Best of Jax top 5, a home selling expert, former general, building and remodeling contractor, Investor, and girl dad. 20+ years of construction experience and 18+ years of local real estate experience.